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Emergency Funds, Cash Flowing and Sinking Funds Debunked!

Emergency fund, cash flowing and sinking fund are all terms thrown around in the personal finance world but telling the difference between the three can be tricky.  Here they are broken down so that you can not only understand them but start using them today! It was my 32nd birthday, and we were doing something Read More

WE’RE DEBT FREE!! Our Debt Free Journey

What a wild ride! We started our debt free journey on January 20, 2016.  My husband Dallas and I paid off nearly $195,000 in 18 months, and we can finally say “WE’RE DEBT FREE!!!!”  I’ve said it before, and I’ll say it again, this achievement did not come without sacrifice and hard work.  My hubs Read More

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Types of Debt: The Puzzle of Debt Solved

We’ve been getting a lot of questions lately about what we’ve worked so hard to pay off.  People keep asking about the types of debt we had and even argue that some of it wasn’t even debt.  In our consumer driven society, it seems like some forms of debt are more acceptable than others.  Dare Read More

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Side Hustles: A list to get you started today!

Happy Money Monday! It was a wild weekend for us… We planned a BBQ for over 50 people, on a budget. Whew! We stayed in budget and had a blast! Just a little more proof that you can have fun while maintaining a budget.  I’ve been getting a lot of questions lately from folks on Read More

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5 Reasons to Pay off Debt… FAST!

We are in full countdown mode to our debt free date.  20 days to go and we’ll have our debt behind us.  It’s been a wild ride, with tough decisions and sacrifice.  We’ve learned a lot, and while it hasn’t been the most fun we’ve ever had, it has been well worth it.  Now that Read More

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7 Tips to not burst your Budget on the Fourth of July

I seriously love the Fourth of July.  It’s such a fun summer holiday that is sure to bring good memories of family fun and some good grub.  That’s a win, win in my opinion!  The Fourth of July can also be a real budget buster.  It seems like every year there are ample opportunities to Read More

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The First Step to Financial Freedom

Last week I encouraged folks on Instagram to ask me any question.  I received some comments and messages asking how to get started with paying off debt.  Now, I wish I could sit down with each of those people and over coffee give them the encouragement they need.  I can’t afford to have coffee with Read More

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5 Myths about Paying off Debt

We’re in the homestretch of paying off the remainder of our debt, and I’ve been getting some questions about how we’ve done it.  I’ve talked about budgeting here and our debt snowball here. Those two posts will give you a good idea of how we’ve gotten to this point.  If you haven’t started your journey Read More

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The Gift of Giving

Happy Money Monday!  I said last week that I would recap our epic trip here on the blog.  To be honest, recapping a 6,500 cross country motorcycle trip in one blog post is next to impossible.  I feel like I have about 3,000 little stories that make up the entire trip.  Instead of recapping the Read More

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Our Goals, Post Debt!

Happy Money Monday! We are back from our epic trip and are ready to kick our remaining debt in the teeth!!! I’ll post a recap of our adventure next week, but I thought I’d share our post debt goals. To be honest, a few months ago it hit me that we’ll have to shift our Read More