Knockout your student loans for good!

The student loan debt crisis is real and it is getting worse every day.  I’m grateful that we paid off the last of my student loans in July but after paying off over $80,000 in student loan debt, I truly feel for those still working on paying for theirs.  My inbox has been flooded recently Read More


5 Tips to Successfully Negotiate Your Bills

Today’s article is another killer guest post by Alli over at financiALLI focused. She is recently debt free and is teaching how to negotiate your bills successfully!  Enjoy!  Negotiating your bills can be frustrating and time-consuming. Sometimes it is easier to just leave them alone and not go through the hassle. Trust me I’ve been Read More


6 Unexpected Things You Learn While on a Budget

Since money touches every aspect of your life, you learn a lot about yourself when you start to set some ground rules and tackle your money goals.  It teaches you what’s really important to you and to your family.  Budgeting teaches you what you can live without and how to be frugal.  You learn how Read More


Spontaneous Spending Without Breaking Your Budget

There’s a first time for everything right?!  I am so excited to turn the blog over to Alexis Busetti from over at Cistern and Grove today! She’s breaking down how to handle spontaneous spending and still maintain the budget.  Enjoy! It’s happened to all of us.  The spending plan for the month ahead is all Read More


Budgeting with a Variable Income

Depending on how you manage it, money can be a great blessing or a great curse.  We’ve been on both sides of that equation where money was working against us or like now, it is definitely working for us.  It seems like some folks hear budgeting and they get super nervous, add to that the Read More

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5 Surprising Things We’ve Learned Since Becoming Debt Free

Heads up! This post may contain links to third-party sites and/or affiliate links.  Please see my terms and conditions and privacy policy for details. I blinked and the month of August went by.  It’s been a whirlwind for a lot of reasons but mostly because this little thing called Eat Pray Budget has been a blast!  I’ve had the great pleasure Read More

Happy Birthday

Birthdays, Anniversaries and other Celebrations on the Cheap!

I love August!  The hubs and I both celebrate our birthdays and our anniversary is in August too.  In fact, today is Dallas’s birthday!  Happy Birthday, Babe!  With so much to celebrate, we could face some serious budget-busting moments. And I’m not going to lie, sometimes it’s hard.  I LOVE buying stuff for my hubs.  Read More


Emergency Funds, Cash Flowing and Sinking Funds Debunked!

Emergency fund, cash flowing and sinking fund are all terms thrown around in the personal finance world but telling the difference between the three can be tricky.  Here they are broken down so that you can not only understand them but start using them today! It was my 32nd birthday, and we were doing something Read More

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WE’RE DEBT FREE!! How We Paid Off $195k in 18 Months!

What a wild ride! We started our debt free journey on January 20, 2016.  My husband Dallas and I paid off nearly $195,000 in 18 months, and we can finally say “WE’RE DEBT FREE!!!!”  I’ve said it before, and I’ll say it again, this achievement did not come without sacrifice and hard work.  My hubs Read More


Types of Debt: The Puzzle of Debt Solved

We’ve been getting a lot of questions lately about what we’ve worked so hard to pay off.  People keep asking about the types of debt we had and even argue that some of it wasn’t even debt.  In our consumer driven society, it seems like some forms of debt are more acceptable than others.  Dare Read More